Health Insurance

Massachusetts Insurance Requirements

Massachusetts law requires that students enrolled in an institution of higher learning in Massachusetts participate in a student health insurance program or in a health benefit plan with comparable coverage. All Harvard students are automatically enrolled in the Harvard University Student Health Plan (HUSHP) and the cost of the plan is applied to their term bill.

HUSHP Basic: Harvard University Student Health Fee

All students are charged this health fee as part of enrollment. HUSHP Basic includes coverage at Harvard University Health Services (HUHS) for services including primary care, medical and surgical specialties, Stillman Infirmary, radiology, physical therapy, and mental health counseling. Urgent care is available 24 hours a day, 365 days a year at HUHS in the Holyoke Center. Note: Some services that are provided at HUHS (such as Quest Laboratory services) will be billed to the HUSHP Supplemental portion of this plan or your waived plan.

HUSHP Supplemental

Blue Cross Blue Shield (BCBS) Hospital/Specialty and Medco Prescription Drug Insurance Coverage. This insurance plan complements HUSHP Basic by providing coverage for medically necessary hospitalization, emergency care, and specialty care, as well as prescription drugs at the HUHS Pharmacy and other pharmacies. Note: Limitations and exclusions apply. Students with other insurance coverage may be eligible to waive the HUSHP Supplemental.